Archive for May, 2008

Road Hazard Claim

I received a call the other day from one of my insureds.  Apparently, my insured’s wife was being followed by someone who claimed her car kicked up a rock and hit his car.
Well, being followed by anyone these days is scary.  My insured’s wife was on her way to visit her husband at work for [...]

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Can I reinstate my Car policy after it cancels?

My car policy cancelled, can I reinstate it?
Well, it depends on the company.  But, most companies will reinstate your car, motorcycle or home policies with a lapse.  Each company has there own guidelines.  You will need to talk to your agent and ask if you qualify for reinstatement.

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How professional are you with your insurance agent?

An insurance agent does a lot of work to verify a quote.  Why, because he or she has to be accurate.  Of course, the quote is based on the information you provide.  Does the agent order reports?  NO, not before he has an appointment to write the policy.  The reports cost money and the agent [...]

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Does my car insurance transfer if I move out of state?

Your car or motorcycle insurance will transfer to your new residence in the state you live, but if you move out of state you will have to cancel your policy and start a new policy. 
Don’t terminate your insurance policy until you’re  moved and have a current policy in place. 

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