Posts Tagged ‘policy’

Requirements to start a Car insurance policy

The agent will need current copies of your registration.  Most insurance companies require that the registration be in your name, some companies will allow the the vehicle registered to someone else.  If your car is registered to someone else there are companies that will insure you.  They will want to either rate that person on […]

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Can I remove my extra car from my policy?

An insured called and asked if they can remove a car from their insurance policy.  The question is not as simple as it seems.  In California, we now have mandatory laws that dictate you must insure an owned vehicle, even if its parked and never used. The way to get around this is to file […]

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Can I reinstate my Car policy after it cancels?

My car policy cancelled, can I reinstate it? Well, it depends on the company.  But, most companies will reinstate your car, motorcycle or home policies with a lapse.  Each company has there own guidelines.  You will need to talk to your agent and ask if you qualify for reinstatement.

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How professional are you with your insurance agent?

An insurance agent does a lot of work to verify a quote.  Why, because he or she has to be accurate.  Of course, the quote is based on the information you provide.  Does the agent order reports?  NO, not before he has an appointment to write the policy.  The reports cost money and the agent […]

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California insurance SR-22 Tips

If you have a DUI in California you will have to file a SR-22 with the DMV.  A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid.  The time frame is 3 years and if you don’t pay your insurance your license will be suspended again. […]

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Quote, Buy & Print California car insurance On-line

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

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Life Insurance; Defining your needs

When buying life insurance, you want a policy that fits your needs at a reasonable cost.  First, you will want to determine how much life insurance you need.  Next, you need to decide how much money you can pay toward your life insurance policy.  Finally, you must choose the type of policy that meets your coverage […]

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California insurance reporting agencies

When you buy a home you will want to know if that house has had any losses or claims reported by insurance companies.  You don’t want to own a house that has inherent problems or losses that haven’t been fixed.  Losses on a home that you buy could affect qualifying for a standard insurance policy.

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I need a SR-22, but I don’t own a car.

You can obtain an insurance policy with a SR-22 without a car.  Just ask your agent for a non-owner policy.  A non-owner policy covers you for liability on any car you drive.  To qualify for the non-owner policy you cannot be a registered owner on a car.

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Auto Insurance 101: What Everyone Should Know About Insuring their Vehicle

Auto insurance policies are one of the most basic and common types of policies available to consumers. Like any other insurance policy, they involve specific terms and protocols that are often confusing to wade through. Quite simply, an auto insurance policy includes these elements: there is the insurance company, who is offering the policy; the […]

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