California Insurance Guru

Driving less is important for many reasons.  Keep in mind, the more miles you drive the more premium you pay for auto insurance.  It’s a good idea to monitor your miles.  There are ways to limit your annual miles driven. Carpool at least once a week. Take public transportation. Bike or walk for short trips. […]

Have your vehicle serviced regularly: Tune-ups improve performance and gas mileage. Ease up on the gas and brake pedals: Accelerate and brake as gradually as possible to save gas. Avoid long idles: Idling burns more gas than restarting the engine. Avoid driving at excessive speeds: Driving at 55 instead of 65 can improve your gas […]

Insure your possessions for catastrophic events, not situations you can cover out of pocket.   Keeping this rule in mind will keep your insurance costs down.   You need to have high deductibles which will keep the premiums low.   Again, any losses below the deductible is your responsibility to pay.

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

That’s right, you can take care of your DMV needs from your home on your computer.  Well, most of them. So, 24/7 from anywhere you have a computer you can contact the California DMV for services. You can register your vehicle or boat You can complete driver’s license renewals. You can get a notice of […]

First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?).  Once you determine what coverage is needed adjustments should be made to meet your budget. Raise your deductibles.  Doing so can reduce your insurance premium by as much as 40%. Insure both your […]

A lot of  Californians know that it’s against the law to drive and talk on the cell phone without a hands free device.  But, a lot of Californians don’t know that it became a law on January 1, 2009 that you cannot text on the phone while driving.

A lot of  Californians know that it’s against the law to drive and talk on the cell phone without a hands free device.  But, a lot of Californians don’t know that it became a law on January 1, 2009 that you cannot text on the phone while driving. It only takes a moment to look elsewhere […]

No. You can have a valid license without having car insurance, but in order to take your driving test you would need an insured vehicle.  So, if you don’t own a car,  you would need to borrow an insured vehicle to take your test. If you have further questions, contact this author or your insurance […]