California Insurance Guru

Comprehensive covers your car or motorcycle in case of damage by fire, theft, vandalism, earthquake and falling objects.  Comprehensive covers the cost to repair your vehicle.  Keep in mind, you will have to pay a deductible; the insurance company will pay the remainder. 

Winter is here, so below I will list some tips to ensure a good experience when calling Roadside Assistance. Know how many miles your tow service will take you.  If it’s only 7 miles, know that as you will be responsible to pay the difference beyond the miles afforded by the tow service.

What are the Discounts offered on auto insurance There is a multi-policy discount available for those who place their home and car insurance with the same company.  The discount can be as high as 25% on both the auto and home insurance policy. There is a discount for taking the mature driver improvement course for […]

In the event of an accident, call your insurance agent or claims representative immediately. A trained Claims Associate will take your information and begin processing your claim right away.  In order to ensure the fastest possible handling of your claim, you can help by doing the following things:

Identity fraud occurs when someone uses the personal information of another without their consent. Identity fraud is becoming more common and continues to increase. Nearly 10 million people in the United States are affected annually. Personal records were either stolen, lost or compromised in the millions in 2005.

Have your vehicle serviced regularly: Tune-ups improve performance and gas mileage. Ease up on the gas and brake pedals:

Helmet I don’t care if you’re riding on the street or taking a trip across the country, the helmet is an essential item needed if you plan on riding your bike.  The helmet will also help with wind noise and road debris.

 As you know, wild fires happen every year.  Below I list a few pointers that you need to apply in order to protect your home.

No! An agent who represents several companies will charge a broker fee.  The broker fee is non-refundable.  Now, don’t get me wrong, if the agent makes a mistake and you need to cancel the policy before it goes into effect, you should get the broker fee returned.  Keep in mind, all agents aren’t going to […]

The answer is Yes.  Car and motorcycle policies are usually for a 6-month or 12-month term.  The policy is on-going during the term of the contract.  If you buy a car or motorcycle you will need to call your agent and add the vehicle to the policy.  The vehicle would be pro-rated from the date you […]