What is it?
Example: Your driving on the highway and you are involved in an accident.
Your car is damaged and now you have no transportation. [Read the rest of this entry...]
Auto collision covers losses due to collision with another car or object. If you have a claim due to collison the insurance company will pay to repair or replace your vehicle (less your deductible). Collision coverage will pay to repair or replace your vehicle regardless of fault.
[Read the rest of this entry...]
Comprehensive covers your car or motorcycle in case of damage by fire, theft, vandalism, earthquake and falling objects. Comprehensive covers the cost to repair your vehicle. Keep in mind, you will have to pay a deductible; the insurance company will pay the remainder. [Read the rest of this entry...]
California law requires that Uninsured and Underinsured motorist coverage must be offered with every car policy issued in this state.
The coverage is not required and if you don’t want it you have to sign a waiver excluding it. [Read the rest of this entry...]
If you don’t have a personal health insurance plan, it’s a good idea to have medical payments coverage on your car policy. [Read the rest of this entry...]
No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter. Most companies will give you plenty of time to get your payment in, the time varies from company to company. Keep in mind, if you are late you will be charged a late fee. [Read the rest of this entry...]
When you are seeking a home quote for insurance you will be asked many questions. The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home. The home must be insured to 100% full replacement cost.
A lot of people get confused when asking for a home insurance quote. [Read the rest of this entry...]
Times are tough for everyone. The economy is at it’s worse and everyone seems to be affected. I thought being an insurance agent I wouldn’t have to worry about my income. But, that’s not necessarily true, when people have little money they pay for basic needs only. [Read the rest of this entry...]
That’s correct, you don’t need a ‘California’ driver’s license to get insurance. There are companies in California that will insure you with a foreign driver’s license. [Read the rest of this entry...]
I will list 8 things you need to do at an accident.
