According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.
 
Dog Breeds most likely to bite (nationwide)
 

Pit Bulls
Rottweilers
German Shepherds
Huskies
Alaskan Malamutes
Doberman Pinschers
Chows
Great Danes
St. Bernard
Akitas

(more…)

Insurance companies are closely watching the fires and high winds in Southern California.  Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes.

Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected. (more…)

  • Identity fraud occurs when someone uses the personal information of another without their consent.
  • Identity fraud is becoming more common and continues to increase.
  • Nearly 10 million people in the United States are affected annually.
  • Personal records were either stolen, lost or compromised in the millions in 2005. (more…)

  • Have your vehicle serviced regularly:

Tune-ups improve performance and gas mileage.

  • Ease up on the gas and brake pedals: (more…)

  • Helmet

I don’t care if you’re riding on the street or taking a trip across the country, the helmet is an essential item needed if you plan on riding your bike.  The helmet will also help with wind noise and road debris. (more…)

 As you know, wild fires happen every year.  Below I list a few pointers that you need to apply in order to protect your home. (more…)

The agent will need current copies of your registration.  Most insurance companies require that the registration be in your name, some companies will allow the the vehicle registered to someone else.  If your car is registered to someone else there are companies that will insure you.  They will want to either rate that person on your policy or exclude them. (more…)

There are different types of home insurance.

  •  Homeowners insurance

Homeowners insurance is for your primary home.  This is the home you go to and live in on a daily basis.

  • Second home insurance.

This is your secondary home, your vacation home which is not the one you live in on a regular basis.

Term life insurance is more affordable than any other type of life insurance.  Term life has no cash value.  There is no savings program associated with it.  You can compare it to renting a house.  You own nothing.  If you stop making payments it terminates.  (more…)

No!

An agent who represents several companies will charge a broker fee.  The broker fee is non-refundable.  Now, don’t get me wrong, if the agent makes a mistake and you need to cancel the policy before it goes into effect, you should get the broker fee returned.  Keep in mind, all agents aren’t going to be this nice, because essentially the agent worked for free and all his time spent was for nothing.  (more…)

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