California Insurance Guru

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

Comprehensive covers your car or motorcycle in case of damage by fire, theft, vandalism, earthquake and falling objects.  Comprehensive covers the cost to repair your vehicle.  Keep in mind, you will have to pay a deductible; the insurance company will pay the remainder. 

I will list 8 things you need to do at an accident. Stay at the scene of the accident, again, don’t leave.  Make sure everyone including yourself are okay. Call the police. Complete an accident report.  If you don’t have one, you will need to obtain the year, make and model of the other vehicle, driver […]

Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters.  To prevent potential damage or insurance claims: Install a shelter above your natural gas meter to prevent snow or ice accumulation. Use a broom, not a shovel to clear snow or ice off natural gas meters and […]

Winter is here, so below I will list some tips to ensure a good experience when calling Roadside Assistance. Know how many miles your tow service will take you.  If it’s only 7 miles, know that as you will be responsible to pay the difference beyond the miles afforded by the tow service.

What are the Discounts offered on auto insurance There is a multi-policy discount available for those who place their home and car insurance with the same company.  The discount can be as high as 25% on both the auto and home insurance policy. There is a discount for taking the mature driver improvement course for […]

According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.   Dog Breeds most likely to bite (nationwide)   Pit Bulls Rottweilers German Shepherds Huskies Alaskan Malamutes Doberman Pinschers Chows Great Danes St. Bernard Akitas

Insurance companies are closely watching the fires and high winds in Southern California.  Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes. Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected.

Identity fraud occurs when someone uses the personal information of another without their consent. Identity fraud is becoming more common and continues to increase. Nearly 10 million people in the United States are affected annually. Personal records were either stolen, lost or compromised in the millions in 2005.

Have your vehicle serviced regularly: Tune-ups improve performance and gas mileage. Ease up on the gas and brake pedals: