California Insurance Guru

 As you know, wild fires happen every year.  Below I list a few pointers that you need to apply in order to protect your home.

As you know, wild fires happen every year.  Below I list a few pointers that you need to apply in order to protect your home. Remove dead vegetation from around your home.   Clear areas between trees and shrubs near your home.   Create separations between plants on the ground and low-hanging tree branches.   […]

There are different types of home insurance.  Homeowners insurance Homeowners insurance is for your primary home.  This is the home you go to and live in on a daily basis. Second home insurance. This is your secondary home, your vacation home which is not the one you live in on a regular basis. Rental home […]

There are different types of home insurance.  Homeowners insurance Homeowners insurance is for your primary home.  This is the home you go to and live in on a daily basis. Second home insurance. This is your secondary home, your vacation home which is not the one you live in on a regular basis. Rental home […]

I received a call from an insured today.  Apparently, they received a letter from their mortgage company requesting that their home insurance policy be reviewed to determine if it is underinsured. It’s a sad day when the banking industry is dictating to insurance companies and insured’s the replacement cost for homes and to review their […]

I received a call from an insured today.  Apparently, they received a letter from their mortgage company requesting that their home insurance policy be reviewed to determine if it is underinsured. It’s a sad day when the banking industry is dictating to insurance companies and insured’s the replacement cost for homes and to review their […]

What is Insurance? Insurance is the pooling of money by many people to protect themselves from the risk of losses which may be difficult for an individual to withstand financially. What is an Agent?  An Agent is an individual that solicits insurance for an Insurance company or companies. What is a policy? A policy is […]

Identity fraud is wide-spread affecting even the little guy, the home owner.  I will list a few ways to better protect yourself. Lock your car when you leave it. Don’t leave packages or items in plain view through car windows. Never leave your wallet, money or identification in your car.

Identity fraud is wide-spread affecting even the little guy, the home owner.  I will list a few ways to better protect yourself. Lock your car when you leave it. Don’t leave packages or items in plain view through car windows. Never leave your wallet, money or identification in your car.

The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake. In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms.  Do not use elevators. Outdoors: Move to a clear […]