Archive for September, 2008

Requirements to start a Car insurance policy

The agent will need current copies of your registration.  Most insurance companies require that the registration be in your name, some companies will allow the the vehicle registered to someone else.  If your car is registered to someone else there are companies that will insure you.  They will want to either rate that person on [...]

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The different types of Home Insurance

There are different types of home insurance.

 Homeowners insurance

Homeowners insurance is for your primary home.  This is the home you go to and live in on a daily basis.

Second home insurance.

This is your secondary home, your vacation home which is not the one you live in on a regular basis.

Rental home insurance.

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Term life insurance, Can I afford it?

Term life insurance is more affordable than any other type of life insurance.  Term life has no cash value.  There is no savings program associated with it.  You can compare it to renting a house.  You own nothing.  If you stop making payments it terminates. 

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