The agent will need current copies of your registration.  Most insurance companies require that the registration be in your name, some companies will allow the the vehicle registered to someone else.  If your car is registered to someone else there are companies that will insure you.  They will want to either rate that person on your policy or exclude them.

Keep in mind, even though the registered owner is excluded, this does not protect them in case of an accident.  What do I mean?  Well, let’s say you loan your car or you get involved in an accident where you are at fault.  If you have low liability coverage or the claim is more than your insurance affords, the other party will find out who is listed on the registration and try to recover more money from that person.  The registered owner could be sued and possibly lose their business or home.  You need to be aware of the possible ramifications of ownership.

The agent will also need your driver’s license number as well as personal information to underwrite your policy.

If you have any questions contact your agent or this author.