Archive for May, 2007

I need a SR-22, but I don’t own a car.

You can obtain an insurance policy with a SR-22 without a car.  Just ask your agent for a non-owner policy.  A non-owner policy covers you for liability on any car you drive.  To qualify for the non-owner policy you cannot be a registered owner on a car.

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What is Individual health insurance?

An individual health insurance policy is a medical plan for individuals.  There are several reasons why this plan may be  for you.  You may need an individual health policy if you are a single person needing an affordable medical plan.   You could be a student looking for low cost insurance with a high deductible.  You may be a [...]

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I had an accident, what do I do?

First thing you do is make sure everyone is okay.  Next, call the police.  They will send someone out if there are injuries.  Keep in mind, a police officer will not be dispatched if everyone is okay.  If the police are dispatched to the accident they will take statements and call for medical assistance if needed.

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Can I insure a car that is registered to someone else?

Most insurance companies will say no. But, there are several companies that will insure you.
This situation comes up when someone needs to have a car, but has no credit. So, for financial reasons, they will buy a car in someone else’s name and have the need to insure it. The person who owns the car [...]

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Can I obtain car insurance with a foreign license?

The answer to that is yes and you won’t be required to have a California drivers license.
You can obtain insurance with an international license or a license from a different country.

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Auto Insurance 101: What Everyone Should Know About Insuring their Vehicle

Auto insurance policies are one of the most basic and common types of policies available to consumers. Like any other insurance policy, they involve specific terms and protocols that are often confusing to wade through. Quite simply, an auto insurance policy includes these elements: there is the insurance company, who is offering the policy; the [...]

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Can I loan my car to a friend?

Yes, no, maybe. 
If you listed an excluded driver on your policy, there is no coverage for that person if they drive your car. 
If the person you are loaning your car to is not excluded, there should be coverage.  Again, you need to talk to your agent to discuss your policy coverage and limitations. 
Anyone living in your house that is [...]

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