California Insurance Guru

That’s right, you can take care of your DMV needs from your home on your computer.  Well, most of them.  So, 24/7 from anywhere you have a computer you can contact the California DMV for services.

That’s right, you can take care of your DMV needs from your home on your computer.  Well, most of them. So, 24/7 from anywhere you have a computer you can contact the California DMV for services. You can register your vehicle or boat You can complete driver’s license renewals. You can get a notice of […]

First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?).  Once you determine what coverage is needed adjustments should be made to meet your budget.

First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?).  Once you determine what coverage is needed adjustments should be made to meet your budget. Raise your deductibles.  Doing so can reduce your insurance premium by as much as 40%. Insure both your […]

Suppose your insured car is not covered for collision, and you are hit by an uninsured driver. 

Suppose your insured car is not covered for collision, and you are hit by an uninsured driver.  If you have uninsured collision coverage, your insurance company will pay for the damage to your car or its actual cash value, (whichever is less), up to $3,500. This coverage applies only if you have selected it and […]

Has it been a year or more since you reviewed your policy with your agent? If so, your not alone, this is the case for most people. Have you made changes to your home?  Have you remodeled your home or added to it since your last talk with your agent?

Has it been a year or more since you reviewed your policy with your agent? If so, your not alone, this is the case for most people. Have you made changes to your home?  Have you remodeled your home or added to it since your last talk with your agent? Losses or claims happen, no one wants […]

The California wildfires are at it’s worst.  Yes, the fires were man-made.

A lot of  Californians know that it’s against the law to drive and talk on the cell phone without a hands free device.  But, a lot of Californians don’t know that it became a law on January 1, 2009 that you cannot text on the phone while driving.