Unacceptable Dog Breeds for Home Insurance

According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.

Dog Breeds most likely to bite (nationwide)

Pit Bulls
Rottweilers
German Shepherds
Huskies
Alaskan Malamutes
Doberman Pinschers
Chows
Great Danes
St. Bernard
Akitas

For most insurance companies, you can add American Staffordshire Terrier, Staffordshire Bull Terrier, any Wolf Hybred as well as any mix of all the breeds mentioned.

Again, most insurance companies won’t insure your home if any of these dogs are a part of your family.  Insurance companies believe these animals to be vicious in nature and claim statistics show it.

There have been numberous claims nationwide for these breeds.  The most vicious are Pit Bulls and Rottweilers, but, as I mentioned, many insurance companies include other aggressive breeds to their list.

If you like a dog on this list and you are a homeowner consider another breed or realize that you will have to pay a higher premium with a company that will allow one of these dogs.

If you have any questions or suggestions contact your agent or this author.

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