Retirement years bring a lot of new surprises.  Although, your body may not react the same way, your insurance should be a source of some comfort. 

There are many discounts for retired people on car, home and other insurance.  Not only are there discounts for having multiple policies with one company, there are discounts for your age. 

Example: Car and home policy together with one company.  (Discount on both policies from 10 to as much as 25 per cent).

Example: Age over 50 or retired gets you more discounts for some companies on your home policies.  (You need to ask your agent about these discounts and the age requirements).

Another savings for retired people is the miles you drive yearly on your car.  You are retired, most insurance agents and companies know you don’t have commute miles for work and you probably don’t travel as much as you did at a younger age.  You’re children are grown and out of the house and you don’t have further driving obligations to them.

With this in mind, most companies will rate your annual miles at 5,000, which, in turn reduces your premium.  Keep in mind, you are being charged more money when you drive more miles.

So, if your a retired person or just a person over 50, be sure to ask your agent about discounts.  Remember, your agent is working for you.

As always, if you have a concern or question contact www.starkquote.com

                          1 800-654-4003 

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