Auto collision covers losses due to collision with another car or object. If you have a claim due to collison the insurance company will pay to repair or replace your vehicle (less your deductible). Collision coverage will pay to repair or replace your vehicle regardless of fault.
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Don’t confuse these two coverages, they are different. I’m going to first talk about property damage coverage. You are required to have property damage coverage on your car policy. Property damage covers damage you cause to someone else’s car or property when you are at fault in an accident. The minimum property damage coverage by […]
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Shop around and make sure the quotes you are comparing match your current policy. Talk to the agent about higher deductibles for comprehensive and collision. The higher the deductible the lower the premium.
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