California Insurance Guru

Are you a person who thinks you don’t need to talk to a California insurance agent to obtain insurance?  Do you know what coverage you want? If you are insurance savvy and computer literate, you can obtain car insurance on-line without talking to an agent. Yes, you read correctly! A lot of people already know […]

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more. Is it important to have insurance? Thats a wide open question. We have a need to insure against a liability and to protect […]

The end of the year is upon us and that means a new year is to begin.  There have been no changes in the minimum car or motorcycle insurance requirements for California.  The requirements are as follows: $15,000 per person and $30,000 per accident for liability. $5,000 for liability property damage. Other coverage that you will […]

I would like to invite anyone with questions for California insurance to email us your query.  We are actively seeking people who have questions concerning California insurance.  We write weekly articles on questions or concerns for California residents.

Retirement years bring a lot of new surprises.  Although, your body may not react the same way, your insurance should be a source of some comfort.  There are many discounts for retired people on car, home and other insurance.  Not only are there discounts for having multiple policies with one company, there are discounts for […]

The holidays are coming and with them the cold weather.  Winter is just around the corner.  Are you and your car prepared? Here are some important tips to help you winterize your car. Get an oil change.  Use the right kind of oil.  Oil tends to thicken as it gets colder and if its too […]

Thats right, you read the title.  California drivers are required to have liability insurance.   How important is car insurance?  Well, its right up there with food.  If you don’t have car insurance, you can’t get to work, the store, the doctor or anywhere.  If you can’t get to work, you don’t have a pay-check to […]

Today, I’m writing about my past articles.  These articles are written for you, the California consumer. The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent.  I wrote about agents who are brokers versus captive agents and what it means to you.  Another article […]

The fires have been contained in Southern California as of the writing of this article.  The people in the burn areas as well as most people around the state are pulling out their insurance documents for their home policies.  The question on most of their minds, Do I have enough coverage for my home and property’?  If […]

Its the season for wild fires in California.  October seems to bring the winds and fires to our Southern part of the state.  This year is no exception and we are seeing fires in San Diego, Malibu, Santa Clarita, Orange County and the San Bernardino Mountains.  Most of these fires are human produced.  As a […]