California Insurance Guru

The California wildfires are at it’s worst.  Yes, the fires were man-made.

The California wildfires are at it’s worst.  Yes, the fires were man-made. Now, is a good time to get out your home insurance policy for review.  Talk to your insurance agent and make sure you are covered for replacement cost should your home have a claim.  Many people buy their home insurance policy and never […]

No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter.    Most companies will give you plenty of time to get your payment in, the time varies from company to […]

No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter.    Most companies will give you plenty of time to get your payment in, the time varies from company to […]

When you are seeking a home quote for insurance you will be asked many questions.  The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home.  The home must be insured to 100% full replacement cost. A lot of people get confused when asking […]

When you are seeking a home quote for insurance you will be asked many questions.  The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home.  The home must be insured to 100% full replacement cost. A lot of people get confused when asking […]

You don’t want to be caught unprepared!  Has it been a year or more since you reviewed your policy with your agent?  Have you made changes to your Home?

You don’t want to be caught unprepared! Has it been a year or more since you reviewed your policy with your agent? Have you made changes to your Home?

Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters.  To prevent potential damage or insurance claims: Install a shelter above your natural gas meter to prevent snow or ice accumulation. Use a broom, not a shovel to clear snow or ice off natural gas meters and […]

Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters.  To prevent potential damage or insurance claims: Install a shelter above your natural gas meter to prevent snow or ice accumulation. Use a broom, not a shovel to clear snow or ice off natural gas meters and […]