Should You Re-Evaluate Your Homeowners Coverage?

You don’t want to be caught unprepared! 

Has it been a year or more since you reviewed your policy with your agent? 

Have you made changes to your Home? [Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

Home Safety Winterizing Information

Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters.  To prevent potential damage or insurance claims:

  • Install a shelter above your natural gas meter to prevent snow or ice accumulation.
  • Use a broom, not a shovel to clear snow or ice off natural gas meters and outdoor appliances.
  • Keep outside gutters free of leaves and debris. [Read the rest of this entry...]

    Share/Save/Bookmark

Leave a Comment

Understanding CEA California Earthquake

The California Earthquake Authority, better known as the CEA offers a choice of two deductibles, 10% or 15% for residential properties. [Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

Car Insurance Roadside Assistance Tips

Winter is here, so below I will list some tips to ensure a good experience when calling Roadside Assistance.

  • Know how many miles your tow service will take you.  If it’s only 7 miles, know that as you will be responsible to pay the difference beyond the miles afforded by the tow service. [Read the rest of this entry...]

    Share/Save/Bookmark

Leave a Comment

No Texting Law in Effect for California Drivers

California’s new “no texting” law went into effect January 1, 2009.

It is now unlawful to read, send or compose a text message while operating a motor vehicle. [Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

Auto Insurance Discounts

What are the Discounts offered on auto insurance

  • There is a multi-policy discount available for those who place their home and car insurance with the same company.  The discount can be as high as 25% on both the auto and home insurance policy.
  • There is a discount for taking the mature driver improvement course for senior citizens. [Read the rest of this entry...]

    Share/Save/Bookmark

Leave a Comment

To Report an Insurance Claim

In the event of an accident, call your insurance agent or claims representative immediately.

A trained Claims Associate will take your information and begin processing your claim right away.  In order to ensure the fastest possible handling of your claim, you can help by doing the following things: [Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

Unacceptable Dog Breeds for Home Insurance

According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.
 
Dog Breeds most likely to bite (nationwide)
 

Pit Bulls
Rottweilers
German Shepherds
Huskies
Alaskan Malamutes
Doberman Pinschers
Chows
Great Danes
St. Bernard
Akitas

[Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

California Wild Fires

Insurance companies are closely watching the fires and high winds in Southern California.  Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes.

Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected. [Read the rest of this entry...]

Share/Save/Bookmark

Leave a Comment

What is Identity Fraud?

  • Identity fraud occurs when someone uses the personal information of another without their consent.
  • Identity fraud is becoming more common and continues to increase.
  • Nearly 10 million people in the United States are affected annually.
  • Personal records were either stolen, lost or compromised in the millions in 2005. [Read the rest of this entry...]

    Share/Save/Bookmark

Leave a Comment