I received a call the other day from one of my insureds. Apparently, my insured’s wife was being followed by someone who claimed her car kicked up a rock and hit his car.
Well, being followed by anyone these days is scary. My insured’s wife was on her way to visit her husband at work for [...]
My car policy cancelled, can I reinstate it?
Well, it depends on the company. But, most companies will reinstate your car, motorcycle or home policies with a lapse. Each company has there own guidelines. You will need to talk to your agent and ask if you qualify for reinstatement.
An insurance agent does a lot of work to verify a quote. Why, because he or she has to be accurate. Of course, the quote is based on the information you provide. Does the agent order reports? NO, not before he has an appointment to write the policy. The reports cost money and the agent [...]
Your car or motorcycle insurance will transfer to your new residence in the state you live, but if you move out of state you will have to cancel your policy and start a new policy.
Don’t terminate your insurance policy until you’re moved and have a current policy in place.
If you have a DUI in California you will have to file a SR-22 with the DMV. A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid. The time frame is 3 years and if you don’t pay your insurance your license will be suspended again.
There [...]
Spring is coming and you want a motorcycle. You need a M1 license and insurance. One of my prior articles discussed getting a license and when to buy motorcycle insurance.
When I first started riding a motorcycle I was told there are two kinds of motorcycle riders, one who has been down on their bike and the other [...]
Motorcycle insurance can be expensive. There are a few ways to make sure your premiums are low and remain low.
You need a M1 designation on your license.
If you only have a permit, your premium will be higher. So, the first thing to do is get your motorcycle M1 license. Don’t try and get insurance before [...]
