Today, I’m writing about my past articles. These articles are written for you, the California consumer.
The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent. I wrote about agents who are brokers versus captive agents and what it means to you. Another article titled, [...]
The fires have been contained in Southern California as of the writing of this article. The people in the burn areas as well as most people around the state are pulling out their insurance documents for their home policies.
The question on most of their minds, Do I have enough coverage for my home and property’?
If you have [...]
When shopping for insurance most people buy with price in mind. Price is important, but its certainly not the only reason to base your decision making.
How important is the insurance company you choose? Choose your insurance company wisely. You want a top rated company that has good customer service and an excellent claims reputation.
When shopping [...]
Life insurance is for the living. Well, what does that mean?
Scenario; you have a family, a wife and two kids. You are 35 years old and your children are grade-school age. What happens to your family if you die? Chances are, if you don’t have a good life insurance policy in effect your family will [...]
The insurance industry in the State of California is regulated under Part 2 of the California Insurance Laws. Life insurance claims procedures and policy requirements are in place to protect you, the consumer.
California law provides consumers a “free look” period of 10 days in which to decline or accept a life insurance policy. Many companies allow [...]
Term policies provide life insurance for a specified period of time. They provide money in the event of death, but offer no cash value. Term policies are to be considered if you have a limited amount to spend. Keep in mind, the cost of term insurance increases as you get older.
Today’s Term insurance is offered [...]
When buying life insurance, you want a policy that fits your needs at a reasonable cost. First, you will want to determine how much life insurance you need. Next, you need to decide how much money you can pay toward your life insurance policy. Finally, you must choose the type of policy that meets your coverage [...]
