The fires have been contained in Southern California as of the writing of this article. The people in the burn areas as well as most people around the state are pulling out their insurance documents for their home policies.
The question on most of their minds, Do I have enough coverage for my home and property’?
If you have [...]
Its the season for wild fires in California. October seems to bring the winds and fires to our Southern part of the state. This year is no exception and we are seeing fires in San Diego, Malibu, Santa Clarita, Orange County and the San Bernardino Mountains.
Most of these fires are human produced. As a child [...]
Thats right, this month only, no broker fee.
For the month of October, 2007, we are offering insurance policies with no broker fee. Just go to www.starkquote.com and click on auto insurance under quote me’ on the left side of the home page.
Fill out the form and write, NO Broker Fee’ in the comments section. If we [...]
Okay, so you have a car or home policy and you want to make a change to your policy. What do you do? Do you call the company directly or do you call your agent?
Of course, you always try to call your agent first. Your agent should know you and be familiar with your account. [...]
Well, the time has come, you’re a homeowner. You need to obtain insurance. How much insurance do you need for your home? You may think you need to insure your property for the amount of the purchase.
NO.
First thing you do is call an insurance agent. I talked about this in the past. You need a [...]
When shopping for insurance most people buy with price in mind. Price is important, but its certainly not the only reason to base your decision making.
How important is the insurance company you choose? Choose your insurance company wisely. You want a top rated company that has good customer service and an excellent claims reputation.
When shopping [...]
Statistics show that most people have their car insurance with one company and their home insurance with another. In some cases that might be the way to go, but in most cases you will save big dollars if you get quotes for both policies with the same company. Seek out the companies that give big [...]
A 2nd home is just that, a 2nd home. Its not your primary home. You don’t qualify for a homeowners policy for a 2nd home. But, you are offered a good policy that is suited to your specific needs.
How do you use your 2nd home? Is it your seasonal vacation home or will you be [...]
When you buy a home you will want to know if that house has had any losses or claims reported by insurance companies. You don’t want to own a house that has inherent problems or losses that haven’t been fixed. Losses on a home that you buy could affect qualifying for a standard insurance policy.
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Always remember, flood and earthquake insurance are not covered by a standard homeowners policy.
You will need to ask for and get separate quotes for flood or earthquake insurance, as they are not part of a normal homeowners insurance policy.
If you buy a home in a designated flood area, you will have to buy a separate flood [...]
