What are the Discounts offered on auto insurance
There is a multi-policy discount available for those who place their home and car insurance with the same company. The discount can be as high as 25% on both the auto and home insurance policy.
There is a discount for taking the mature driver improvement course for senior citizens.
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According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.
Dog Breeds most likely to bite (nationwide)
Pit Bulls
Rottweilers
German Shepherds
Huskies
Alaskan Malamutes
Doberman Pinschers
Chows
Great Danes
St. Bernard
Akitas
Insurance companies are closely watching the fires and high winds in Southern California. Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes.
Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected.
Identity fraud occurs when someone uses the personal information of another without their consent.
Identity fraud is becoming more common and continues to increase.
Nearly 10 million people in the United States are affected annually.
Personal records were either stolen, lost or compromised in the millions in 2005.
As you know, wild fires happen every year. Below I list a few pointers that you need to apply in order to protect your home.
There are different types of home insurance.
Homeowners insurance
Homeowners insurance is for your primary home. This is the home you go to and live in on a daily basis.
Second home insurance.
This is your secondary home, your vacation home which is not the one you live in on a regular basis.
Rental home insurance.
I received a call from an insured today. Apparently, they received a letter from their mortgage company requesting that their home insurance policy be reviewed to determine if it is underinsured.
It’s a sad day when the banking industry is dictating to insurance companies and insured’s the replacement cost for homes and to review their policies [...]
What is Insurance?
Insurance is the pooling of money by many people to protect themselves from the risk of losses which may be difficult for an individual to withstand financially.
What is an Agent?
An Agent is an individual that solicits insurance for an Insurance company or companies.
What is a policy?
A policy is a written contract of Insurance.
What [...]
Identity fraud is wide-spread affecting even the little guy, the home owner. I will list a few ways to better protect yourself.
Lock your car when you leave it.
Don’t leave packages or items in plain view through car windows.
Never leave your wallet, money or identification in your car.
The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake.
In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms. Do not use elevators.
Outdoors: Move to a clear area away [...]
