First thing to do is talk to your insurance agent to determine if you have the right coverage for your risk, (car, home or ?). Once you determine what coverage is needed adjustments should be made to meet your budget.
Has it been a year or more since you reviewed your policy with your agent? If so, your not alone, this is the case for most people.
Have you made changes to your home? Have you remodeled your home or added to it since your last talk with your agent?
The California wildfires are at it’s worst. Yes, the fires were man-made.
No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter. Most companies will give you plenty of time to get your payment in, the time varies from company to [...]
When you are seeking a home quote for insurance you will be asked many questions. The insurance agent will enter the information into a replacement cost estimator to determine the amount of insurance needed to rebuild your home. The home must be insured to 100% full replacement cost.
A lot of people get confused when asking for [...]
You don’t want to be caught unprepared!
Has it been a year or more since you reviewed your policy with your agent?
Have you made changes to your Home?
Snow and ice accumulation can damage natural gas meters and outdoor appliances such as barbecues and water heaters. To prevent potential damage or insurance claims:
Install a shelter above your natural gas meter to prevent snow or ice accumulation.
Use a broom, not a shovel to clear snow or ice off natural gas meters and outdoor appliances.
Keep [...]
The California Earthquake Authority, better known as the CEA offers a choice of two deductibles, 10% or 15% for residential properties.
What are the Discounts offered on auto insurance
There is a multi-policy discount available for those who place their home and car insurance with the same company. The discount can be as high as 25% on both the auto and home insurance policy.
There is a discount for taking the mature driver improvement course for senior citizens.
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According to the Centers for Disease Control and Prevention (CDC), the ten dog breeds that are most likely to bite are shown below.
Dog Breeds most likely to bite (nationwide)
Pit Bulls
Rottweilers
German Shepherds
Huskies
Alaskan Malamutes
Doberman Pinschers
Chows
Great Danes
St. Bernard
Akitas
