Archive for the ‘Health Insurance’ Category

Invitation to ask California Insurance questions.

I have not written a post in a couple of months, not because I’m on vacation or ill, but because I haven’t received any questions about insurance from my viewers.

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What is Identity Fraud?

Identity fraud occurs when someone uses the personal information of another without their consent.
Identity fraud is becoming more common and continues to increase.
Nearly 10 million people in the United States are affected annually.
Personal records were either stolen, lost or compromised in the millions in 2005.

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Broker Fees:Are they refundable?

No!
An agent who represents several companies will charge a broker fee.  The broker fee is non-refundable.  Now, don’t get me wrong, if the agent makes a mistake and you need to cancel the policy before it goes into effect, you should get the broker fee returned.  Keep in mind, all agents aren’t going to be [...]

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Earthquake Safety

The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake.

In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms.  Do not use elevators.
Outdoors: Move to a clear area away [...]

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How professional are you with your insurance agent?

An insurance agent does a lot of work to verify a quote.  Why, because he or she has to be accurate.  Of course, the quote is based on the information you provide.  Does the agent order reports?  NO, not before he has an appointment to write the policy.  The reports cost money and the agent [...]

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Insurance-How important is it?

There are all kinds of insurance. There are policies for cars, motorcycles, homes, life and health insurance. I will primarily discuss personal lines insurance. There is also insurance offered for business and more.
Is it important to have insurance?
Thats a wide open question. We have a need to insure against a liability and to protect our assets. [...]

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California Insurance Questions and Responses

I would like to invite anyone with questions for California insurance to email us your query. 
We are actively seeking people who have questions concerning California insurance.  We write weekly articles on questions or concerns for California residents.

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Retired: California insurance tips

Retirement years bring a lot of new surprises.  Although, your body may not react the same way, your insurance should be a source of some comfort. 
There are many discounts for retired people on car, home and other insurance.  Not only are there discounts for having multiple policies with one company, there are discounts for your [...]

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California insurance Articles:Consumer Information

Today, I’m writing about my past articles.  These articles are written for you, the California consumer.
The article on Wild Fires in California let everyone know how important it is to have a knowledgeable and personal agent.  I wrote about agents who are brokers versus captive agents and what it means to you.  Another article titled, [...]

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Will my Insurance cover me in another State?

Your policy covers you anywhere in the United States.  But, there may be differences from state to state.  If you are staying in another state for a long period of time, say 3 months or more, you may want to change your insurance.  The determining factor is, where is my permanent residence?  What determines your [...]

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