Identity fraud is wide-spread affecting even the little guy, the home owner. I will list a few ways to better protect yourself.
Lock your car when you leave it.
Don’t leave packages or items in plain view through car windows.
Never leave your wallet, money or identification in your car.
The California Office of Emergency Services offers these tips to help keep you safe and injury-free during an earthquake.
In a High-Rise Building: Look for items that could fall, duck under a desk or table, move against an interior wall, and protect your head with your arms. Do not use elevators.
Outdoors: Move to a clear area away [...]
That’s correct using a hand-held cell phone while driving will be prohibited by law in California effective July 1, 2008.
Violators will be fined $20 for the first offence and $50 for each additional offence.
The only exceptions made are for 911 emergency calls and truck drivers.
What do you do?
First, stay calm and pull over to the side of the road. Make sure you and your passengers are okay.
Do not leave the scene of the accident.
Call the police or have someone call for you.
The police will fill out an accident report.
The police will only come if someone is injured. If there are [...]
Yesterday, I wrote a new auto insurance policy for someone. I did nothing out of the ordinary as I asked all the same questions I ask everyone when writing a policy. An insurance agent has to ask the same questions and follow the same procedures when writing insurance policies, this is known as compliance.
My new [...]
I received a call the other day from one of my insureds. Apparently, my insured’s wife was being followed by someone who claimed her car kicked up a rock and hit his car.
Well, being followed by anyone these days is scary. My insured’s wife was on her way to visit her husband at work for [...]
My car policy cancelled, can I reinstate it?
Well, it depends on the company. But, most companies will reinstate your car, motorcycle or home policies with a lapse. Each company has there own guidelines. You will need to talk to your agent and ask if you qualify for reinstatement.
An insurance agent does a lot of work to verify a quote. Why, because he or she has to be accurate. Of course, the quote is based on the information you provide. Does the agent order reports? NO, not before he has an appointment to write the policy. The reports cost money and the agent [...]
Your car or motorcycle insurance will transfer to your new residence in the state you live, but if you move out of state you will have to cancel your policy and start a new policy.
Don’t terminate your insurance policy until you’re moved and have a current policy in place.
If you have a DUI in California you will have to file a SR-22 with the DMV. A SR-22 is a certificate of insurance that is required by the DMV in order to keep your license valid. The time frame is 3 years and if you don’t pay your insurance your license will be suspended again.
There [...]
