California Insurance Information

If you don’t have a personal health insurance plan, it’s a good idea to have medical payments coverage on your car policy. 

No, the policy won’t terminate if the payment is missed by the due date, but you will receive a letter stating the policy will terminate if the missed payment isn’t received by the date specified in the letter.    Most companies will give you plenty of time to get your payment in, the time varies from company to [...]

Times are tough for everyone.  The economy is at it’s worse and everyone seems to be affected.  I thought being an insurance agent I wouldn’t have to worry about my income.  But, that’s not necessarily true, when people have little money they pay for basic needs only. 

That’s correct, you don’t need a ‘California’ driver’s license to get insurance.  There are companies in California that will insure you with a foreign driver’s license. 

I will list 8 things you need to do at an accident.

Stay at the scene of the accident, again, don’t leave.  Make sure everyone including yourself are okay.
Call the police.
Complete an accident report.  If you don’t have one, you will need to obtain the year, make and model of the other vehicle, driver name, license number, [...]

Winter is here, so below I will list some tips to ensure a good experience when calling Roadside Assistance.

Know how many miles your tow service will take you.  If it’s only 7 miles, know that as you will be responsible to pay the difference beyond the miles afforded by the tow service.

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California’s new “no texting” law went into effect January 1, 2009.
It is now unlawful to read, send or compose a text message while operating a motor vehicle.

What are the Discounts offered on auto insurance

There is a multi-policy discount available for those who place their home and car insurance with the same company.  The discount can be as high as 25% on both the auto and home insurance policy.
There is a discount for taking the mature driver improvement course for senior citizens.

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In the event of an accident, call your insurance agent or claims representative immediately.
A trained Claims Associate will take your information and begin processing your claim right away.  In order to ensure the fastest possible handling of your claim, you can help by doing the following things:

Insurance companies are closely watching the fires and high winds in Southern California.  Currently, there are three major fires, they are known as the Tea Incident, Sayre and Freeway Complex blazes.
Orange, Los Angeles, Santa Barbara, Riverside and San Bernardino counties are the areas that have been affected.