California Insurance Information

Comprehensive covers your car or motorcycle in case of damage by fire, theft, vandalism, earthquake and falling objects.  Comprehensive covers the cost to repair your vehicle.  Keep in mind, you will have to pay a deductible; the insurance company will pay the remainder. 

California law requires that Uninsured and Underinsured motorist coverage must be offered with every car policy issued in this state. 
The coverage is not required and if you don’t want it you have to sign a waiver excluding it.