Well, what can you say, the time has finally come.  Your child is now a teen and ready to drive.  Depending on the situation and the insurance company, this can be a costly adventure. 

The 1st thing to decide is, will your teen be driving your car part-time or will they have their own car?  If they drive your car part-time the costs will be less.  If your teen is provided a car for their use only, the cost will be higher. 

Your personal situation will dictate the choices you will have .  

Some companies will charge lower rates for a part-time driver and others don’t care.  Most insurance companies will rate the teen driver on the most expensive car, even if they don’t drive it. You need to search out the insurance companies that give low rates for teen drivers. Your current insurance company may be low now, but when you try to add your child, look out.

As you can see, having a teen driver can be confusing.

The best thing to do is get quotes from a broker.  An insurance broker represents several insurance companies.  The agent will know which companies are teen friendly.  Again, its best to talk to an agent to know what is best for your teen.  You can go to www.starkquote.com insurance agency and enter your information for a quote. 

If you don’t want to talk to an agent, you can go to our site www.starkquote.com and click on the Safeco ‘quote me’ button in the center of the page.  Safeco insurance is a very teen friendly insurance company.  Again, you can click on their ‘quote me’ button on starkquote’s site for a quote.  If you like the quote, you can buy the insurance with a click of the mouse.  Thats right, you don’t have to talk to an agent or anyone.

As always, if you have any questions, talk to your agent or a www.starkquote.com insurance agent. 

We’re the experts for families with teen drivers.